 |
Rates effective
as of June 2008. Rates subject to change without
notice.
BRING YOUR CAR LOAN TO THE CREDIT UNION $$$50.00 GAS CARD FOR ALL APPROVED AND DISPERSED LOANS!! SHORT TIME GREAT RATE....6.01% IN HONOR OF 61 YEARS OF SERVICE FROM TOLEDO TEAMSTERS FEDERAL CREDIT UNION....STOP BY FOR PRE-APPROVAL. WE WILL WORK WITH YOU FOR THE BEST RATE AND A MONTHLY PAYMENT THAT WILL FIT YOUR BUDGET. Your credit union is owned and ran by YOU..the member. Our lending decisions are made by our relationship and trust with you,not just a credit report. On any collateralized loan, we COULD match the rate your dealer is quoting you. Check us out before you sign "their" papers.
| NEW
Vehicles - Never Titled |
|
|
|
|
Term |
APR* |
W/Active Checking
Or Active VISA |
2008 - 2007 |
up to 60 months |
6.01% |
6.01% |
Over $20,000 |
up to 72 months |
6.01% |
6.01% |
Over $35,000 |
up to 84 months |
6.01% |
6.01% |
| |
| |
|
|
Term |
APR* |
W/Active Checking
Or Active VISA |
2007- 2006 |
up to 66 months |
7.75% |
7.50% |
2005 |
up to 54 months |
8.25% |
8.00% |
2004 |
up to 54 months |
8.50% |
8.25% |
2003 |
up to 48 months |
8.75% |
8.50% |
2002 |
up to 48 months |
9.25% |
9.00% |
2001 |
up to 48 months |
9.50% |
9.25% |
2000 |
up to 36 months |
10.00% |
- |
1999 Down To 1995 |
up to 36 months |
11.00% |
- |
1994 Older/Classic |
up to 36 months |
11.00% |
- |
| Loan amount subject to NADA value
/ Fixed rate / No prepayment penalty. |
| |
| |
|
|
Term |
APR*
|
| New |
up to 72 months |
7.75% |
| Used
(up to 20 years old) |
up to 60 months |
9.00% |
| |
| Boats,
Motor Homes, Campers, RVs |
|
|
|
|
Term |
APR*
|
| New - Never
Titled - Under $19,999 |
up to 72 months |
7.50% |
| $20,000 To $29,999 |
up to 84 months |
7.95% |
| $30,000 And Over |
up to 120 months |
8.25% |
 |
| USED 2005 - 1998
- Under $19,999 |
up to 72 months |
8.99% |
| $20,000 To $29,999 |
up to 84 months |
9.50% |
| $30,000 And Over |
up to 120 months |
10.00% |
 |
| 1997-1993 |
up to 60 months |
12.00% |
| |
| |
|
|
Term |
APR*
|
| Share Pledged
Loans |
up to 60 months |
8.50% |
| Certificate Pledged
Loans |
Term of Certificate |
Certificate Rate + 3.00% |
| |
| |
|
|
Term |
APR*
|
| VISA |
- - |
13.00% |
| Signature Loans
- up to $5,000 |
up to 48 months |
16.00% |
Tuition Loans
Elementary to High School |
up to 12 months |
8.50% |
| Home Improvement |
up to 48 months |
10.50% |
| Second Mortgages |
up to 120 months
|
7.25%
|
| |
|
 |
|