Terms of Use

Effective Date: 05.11.2025

Welcome to the Teamsters First Capital Credit Union Inc. website (“Site”). By accessing or using this Site, you agree to the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using this Site, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use this Site.

2. Use of Site

• You agree to use this Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use.
  
• You may not attempt to gain unauthorized access to any part of the Site, disrupt its functionality, or use any data mining or extraction tools.
  

3. Intellectual Property

• All content on this Site, including text, graphics, logos, and images, is the property of Teamsters First Capital Credit Union Inc. or its licensors and is protected by copyright and trademark laws.
  
• You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
  

4. Disclaimers and Limitation of Liability

• The information provided on this Site is for general informational purposes and is not a guarantee of loan approval or financial advice.
  
• We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.
  
• To the fullest extent permitted by law, Teamsters First Capital Credit Union Inc. shall not be liable for any damages arising from the use or inability to use the Site.
  

5. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement. We are not responsible for the content or practices of these third parties.

6. Privacy

Your use of this Site is also governed by our Privacy Policy, which explains how we collect and handle your personal information.

7. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use constitutes acceptance of the updated terms.

8. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law principles.

9. Contact Information